Medicare Advantage Plans, "Part C" or "MA Plans" provide all your Part A (Hospital Insurance) and Part B (Medical Insurance) coverage.
Medicare Advantage plans cover emergency and urgent care. Medicare Advantage Plans must cover all the services that Original Medicare covers, excluding hospice care. (Original Medicare covers hospice care even if you’re in a Medicare Advantage Plan.)
Medicare Advantage Plans may offer extra coverage consult an agent for details by filling out the form above to get a free no obligation consultation with a licensed Medicare Insurance Agent.
Medicare Advantage Plans must follow rules set by Medicare. However, each plan can charge different out-of-pocket costs and have different rules for how you get services (like whether you need a referral to see a specialist or if you have to go to only doctors, facilities, or suppliers that belong to the plan).
Consult a licensed Medicare Insurance Agent for more information concerning the plans available in your state.
Medicare prescription drug coverage (Part D) is available to everyone with Medicare. To get Medicare drug coverage, you must join a Medicare drug plan. Plans vary in cost and drugs covered.
Two types of plans offer Medicare prescription drug coverage:
- Medicare Prescription Drug Plans. These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.
- Medicare Advantage Plans (like an HMO or PPO) are other Medicare health plans that offer Medicare prescription drug coverage. You get all of your Part A and Part B coverage, and prescription drug coverage (Part D), through these plans. Medicare Advantage Plans with prescription drug coverage are sometimes called "MA-PDs.
Consult a licensed Medicare Agent to get more information on the plans available in your state. Fill out the form above and an Agent will call